Last updated: 2026-04-24
Clover POS Pricing (2026)
Clover POS pricing for 2026: every published tier, processing rates, contract length, and how to buy direct from Fiserv (Clover) without reseller markups.
Clover POS has the most fragmented pricing in the category because it's sold through a reseller network, not direct. The direct-from-Clover website lists three tiers: Starter (per device) at $14.95/mo, Standard at $49.95/mo, and Advanced at $69.95/mo. But most Clover systems in the wild are sold by merchant services resellers (ISO/MSP partners of Fiserv) who bundle Clover hardware, software, and processing into a single contract — and those bundles routinely add $100-200/mo in statement fees, PCI compliance fees, platform fees, and hardware lease payments that don't appear on clover.com.
Published pricing tiers
Every pricing tier Fiserv (Clover) publishes for Clover POS, verified against the vendor's public pricing page on 2026-04-24. Rates below reflect month-to-month or published annual pricing; negotiated high-volume deals may differ.
Modular POS with a large hardware ecosystem — sold via banks, direct, and resellers. Powerful but pricing varies wildly depending on who you buy from.
| Tier | Monthly price |
|---|---|
| Starter (per device) | $14.95/mo |
| Standard | $49.95/mo |
| Advanced | $69.95/mo |
| Custom (multi-device / volume) | Custom (contact vendor) |
- In-person: 2.3% + 10¢ (restaurant) / 2.6% + 10¢ (retail starter)
- Online: 3.5% + 10¢
- Keyed: 3.5% + 10¢
How to buy Clover POS direct (skip reseller markups)
To buy Clover without the reseller markup, go to clover.com and configure a system in the self-serve flow rather than accepting any unsolicited pitch from a "merchant services rep." Clover's best published rate (2.3% + 10¢ for restaurants on the Advanced plan) is only competitive if you buy direct; reseller quotes will often show lower rates but make up the difference in fixed monthly fees. Pay outright for hardware rather than leasing — Clover hardware is 3× more expensive over a 36-month lease than buying outright, and the hardware still works fine on month 37.
Pricing gotchas most operators miss
Clover's pricing opacity is the single biggest complaint in the POS category, and it's structural: Fiserv (the parent company) makes most of its margin on payment processing, not software subscriptions, so resellers are incentivized to get you on a high-processing-rate contract with lots of fixed fees. Watch for: early termination fees based on remaining contract length, statement fees ($10-25/mo), PCI non-compliance fees ($20-30/mo if your scan lapses), platform fees ($19-39/mo), and gateway fees ($10-15/mo per location). Run the total cost including every line item before signing.
What's included at every pricing tier
Baseline capabilities shipped with Clover POS regardless of which tier you pick — these are the features Fiserv (Clover) considers core, not upsells:
- Wide hardware ecosystem (Go, Flex, Mini, Station, Kiosk)
- App marketplace for extensions
- Restaurant + retail plan variants
- Inventory + employee management
- Gift cards + loyalty
See Clover POS in context
Pricing is only one axis — the right POS for your business depends on processing volume, hardware needs, integration requirements, and contract tolerance. See how Clover POS stacks up against the rest of the category:
About this pricing page
POS Systems Comparison maintains this Clover POS pricing page as a neutral reference — not a sales page. We verify pricing directly against Fiserv (Clover)'s public pricing page every time we push changes, and we flag price changes in our changelog. If you spot an outdated number, tell us via the contact form and we'll correct within 24 hours. Some outbound links are affiliate links — we may earn commission at no cost to you, and commission rates do not influence which products we cover.